Question 2 massachusetts.Mass. ballot Question 2 may overhaul dental insurance premiums

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- Question 2 massachusetts

  Should Mass. change how it regulates dental insurance? Voters will decide on Nov. 8. This proposed constitutional amendment would establish an additional 4% state income tax on that portion of annual taxable income in excess of $1 million. This. A "yes" vote supports this ballot initiative to: establish a medical loss ratio for dental insurance plans at 83% and require the insurer to refund the excess.  

Question 2 massachusetts -

 

When Massachusetts voters head to the polls next month, they will weigh in on a ballot question that could significantly change the dental insurance industry in the state. There is not currently a minimum. It would be the first law of its kind in the country. Rizkallah, an orthodontist who has fought against dental insurers for a number of years, said that the measure would prevent insurance companies from taking advantage of patients.

The measure has been endorsed by national dentist groups as well as local groups, including the Massachusetts Dental Society and the American Dental Association. Rizkallah pointed to the example of Delta Dental. With the new regulation, insurance companies would give money back to patients in the form of premium reductions, premium rebates and co-pay reductions, according to Rizkallah.

Welch defended his opposition to the ballot measure, and said it comes down to consumer cost and quality of care. For example, dental insurance is not mandated in the state and has much smaller premiums.

Braude noted that outside of publicly reported data about Delta Dental, there is a lack of information about the true medical loss ratio for dental insurers. The Massachusetts general election is on Tuesday, Nov. We can fix our roads, expand access to vocational training, and make public colleges more affordable.

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